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Additionally, clients for this sort of plan can have extreme legal or criminal backgrounds. It is necessary to keep in mind that various service providers offer a range of problem ages on their assured problem policies as low as age 40 or as high as age 80 - is funeral insurance worth it. Some will also provide greater stated value, up to $40,000, and others will certainly permit better survivor benefit problems by boosting the rate of interest with the return of costs or decreasing the variety of years until a complete survivor benefit is offered